{
	"type": "rich",
	"version": "1.0",
	"provider_name": "Action Network",
	"provider_url": "https://actionnetwork.org",
	
	"html": "<link href='https://actionnetwork.org/css/style-embed-v3.css' rel='stylesheet' type='text/css' /><script src='https://actionnetwork.org/widgets/v6/letter/capital-ones-unlawful-cafe-scheme?format=js&source=widget'></script><div id='can-letter-area-capital-ones-unlawful-cafe-scheme' style='width: 100%'><!-- this div is the target for our HTML insertion --></div>",
	"author_name": "Americans for Financial Reform",
	"author_url": "https://actionnetwork.org/groups/afr-advocacy-fund-c4",
	"title": "Protect New York’s Small Businesses from Capital One’s Unlawful Café Scheme",
	"thumbnail_url": "https://can2-prod.s3.amazonaws.com/groups/default_facebook_images/000/014/858/original/AFR_Action_Network_Default_(1).png?1738796429",
	"description": "Capital One has replaced real bank branches with “Capital One Cafés” that sell coffee and credit cards under one roof. Capital One shut down more than 200 New York branches after it bought North Fork Bank in 2008. These café operations are not independent businesses. They are fully funded by the bank, branded with its logo, and staffed to market financial products to unsuspecting customers. Federal law prohibits banks from engaging in commercial enterprises or subsidizing them. By operating cafés that compete directly with small businesses, Capital One is blurring the line between banking and commerce. This practice gives the bank an unfair advantage while misleading the public about what kind of business it is running. The damage is visible on every block. When Capital One uses federally insured deposits to bankroll coffee shops, local businesses lose more than customers, they lose the ability to compete at all. Independent coffee shops cannot match a bank’s resources, its discounted leases, or its marketing budget. Every new Capital One Café replaces a neighborhood business built by New Yorkers with another storefront controlled by Wall Street. The New York Attorney General has the authority to enforce state and federal law to stop deceptive and unfair business practices. A public investigation would compel Capital One to end its subsidized café operations and restore a fair marketplace for small businesses. Click ‘START WRITING’ to sign and send a direct message urging Attorney General Letitia James to investigate Capital One’s illegal cafés, enforce the law, and protect New York’s small businesses from corporate abuse now.",
	"url": "https://actionnetwork.org/letters/capital-ones-unlawful-cafe-scheme"
}