{
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	"version": "1.0",
	"provider_name": "Action Network",
	"provider_url": "https://actionnetwork.org",
	
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	"author_name": "Americans for Tax Fairness Action Fund",
	"author_url": "https://actionnetwork.org/groups/americans-for-tax-fairness",
	"title": "Tell the Senate to Extend Enhanced ACA Premium Tax Credits",
	"thumbnail_url": "https://actionnetwork.org//images/generic_facebook.jpg",
	"description": "Open enrollment is active right now, and families are already seeing higher quotes because Congress has not extended the enhanced ACA premium tax credits. If Congress fails to act before the end of this month, average out-of-pocket premium costs for tens of millions of enrollees will more than double in 2026, forcing millions to lose their coverage. These increases are not speculative. Insurers have filed rates based on congressional inaction. Roughly 24 million people rely on ACA marketplace plans, and more than 90% receive subsidies. If the enhanced tax credits expire, average premiums will jump from about $888 this year to roughly $1,904 next year. That is a 114% increase, and that’s just the average. Middle-income families, self-employed workers, and people in their 50s and early 60s will face much bigger price spikes. For many, it will make coverage completely unaffordable. These credits have been one of the most successful affordability tools Congress has enacted in the last decade. They reduced the uninsured rate, kept people connected to essential care, and helped stabilize insurance markets in every state. Letting them lapse now would reverse those gains immediately. State marketplaces will face destabilizing enrollment shifts, uncompensated care costs will rise, and families who need coverage the most will be forced to choose between medical bills and basic necessities. The Senate is expected to vote next week. Lawmakers know what these premium hikes mean. They know people are seeing the impact during open enrollment. The only question is whether they will act. A clean extension of the enhanced ACA premium tax credits is the most direct way to protect household budgets and prevent avoidable coverage losses. Click “Start Writing” to tell your Senators to act before these credits expire. Millions of people are counting on Congress to protect affordable healthcare.",
	"url": "https://actionnetwork.org/letters/tell-the-senate-to-extend-enhanced-aca-premium-tax-credits"
}