Don’t hurt the credit of workers who lost wages
Equifax, Experian, Transunion, and the Consumer Data Industry Association
The shutdown is over (for now), but the pain it is STILL creating for workers is very real.
The shutdown caused many federal workers and employees of federal contractors to miss payments on their car loans, credit cards, or mortgages. Security guards, janitors, and other workers employed by federal contractors missed entire paychecks. And small businesses like cafes near federal buildings or taxi and ride-sharing drivers lost business.
This loss of income will likely cause hurt these workers’ credit reports and lead to lower credit scores, simply because of a shutdown that they had no role or responsibility in causing.
That’s why we are urging the credit bureaus -- Equifax, Experian, and TransUnion -- to proactively remove any negative information that appears during the shutdown period from consumer credit reports for workers affected by the shutdown.
We are also urging the credit bureaus to institute a special program where workers, federal contractors, and small businesses affected by the shutdown can apply directly to the credit bureaus to remove negative information caused by the shutdown.
Will you join us?
Sponsored by
To:
Equifax, Experian, Transunion, and the Consumer Data Industry Association
From:
[Your Name]
Federal workers, employees of federal contractors, and owners/employees of small businesses impacted by the federal government shutdown are in danger of suffering unfair harm to their credit histories. We urge you to help prevent this. You should proactively remove any negative information from during the shutdown period from people’s consumer credit reports if the report indicates that the consumer's employer is a federal agency affected by the shutdown.
We also call upon your companies to institute a special program in which employees of federal contractors and owners/employees of small businesses affected by the shutdown can apply directly to the credit bureaus to remove negative information caused by the shutdown.