A transaction account, checking account, current account or demand deposit account is a deposit account held at a bank or other financial institution. It is available to the account owner "on demand" and is available for frequent and immediate access by the account owner or to others as the account owner may direct. Access may be in a variety of ways, such as cash withdrawals, use of cheques and debit by electronic transfer. In economic terms, the funds held in a transaction account are regarded as liquid funds and in accounting terms they are considered as cash.

Transaction accounts are operated by both businesses and personal users. Depending on the country and local demand economics they may not earn any or they can earn very high interest rates. Again depending on the country the financial institution that maintains the account may charge the account holder maintenance or transaction fees or offer the service free to the holder and charge only if the holder uses an add-on service such as an overdraft.

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A transaction account, checking account, current account or demand deposit account is a deposit account held at a bank or other financial institution. It is available to the account owner "on demand" and is available for frequent and immediate access by the account owner or to others as the account owner may direct. Access may be in a variety of ways, such as cash withdrawals, use of cheques and debit by electronic transfer. In economic terms, the funds held in a transaction account are regarded as liquid funds and in accounting terms they are considered as cash.

Transaction accounts are operated by both businesses and personal users. Depending on the country and local demand economics they may not earn any or they can earn very high interest rates. Again depending on the country the financial institution that maintains the account may charge the account holder maintenance or transaction fees or offer the service free to the holder and charge only if the holder uses an add-on service such as an overdraft.

[U][S][A]

Accounting Software for Small Business - Intuit QuickBooks

QuickBooks Accounting™ Invoice - Android Apps on Google Play

Accounting Software Singapore | Intuit QuickBooks Singapore

Intuit QuickBooks (@QuickBooks) | Twitter

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