The Problem: Unfair Insurance Pricing

Right now, insurance companies in Alabama can use credit scores to determine your rates, meaning people with lower credit—often due to medical debt, job loss, or other life circumstances—end up paying more for the same coverage. This practice disproportionately harms low-income families, seniors, and communities of color, even if they have safe driving records and no claims history.

Why Your Support Matters

• It’s Unjust – A credit score doesn’t measure how safely someone drives or how well they maintain their home. It’s an arbitrary and discriminatory way to set insurance rates.
• It Raises Costs for Families – Many responsible Alabamians are forced to pay significantly higher premiums simply because of financial hardships, not because of risky behavior.
• It’s a Barrier to Economic Mobility – Higher insurance costs make it harder for families to afford basic necessities, making financial recovery even more difficult.
• We Need Legislative Change – The only way to end this unfair practice is through policy reform. To make that happen, we need a strong, organized base of supporters to pressure lawmakers.

What Signing Up Does

By signing up, you’re joining a movement that demands fair insurance practices in Alabama. You’ll stay informed, receive updates on advocacy efforts, and be called on to take action—whether by contacting legislators, attending events, or spreading awareness.

Insurance should be based on risk, not your credit score. Sign up today to help us make Alabama’s insurance system fair for everyone!