No TWIA Rate Increase
TWIA's freshly released 2026 Rate Adequacy Analysis shows that current rates are actually adequate by 9% for residential coverage and 4% for commercial coverage. This means there is no mathematical or financial justification for a rate increase this cycle.
The primary reasons for this financial health are new legislative changes, such as House Bill 3689, which lowered TWIA’s required catastrophe funding levels, reduced reinsurance costs, and exempted the association from premium and maintenance taxes. Tell the TWIA Board of Directors NO rate increase.
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Corpus Christi, TX