As extreme weather events like wildfires and floods become more destructive and frequent, insurance premiums are spiking across California. This growing insurance affordability crisis is leaving homeowners, renters, and small businesses struggling to pay their bills. Some insurance companies are even dropping customers and refusing to issue new policies in communities that are at high risk of wildfires, hurricanes, and floods and sea level rise.

These rising insurance costs and losses are currently being shouldered by policyholders who did not cause this crisis. Oil companies knew decades ago that their products would make fires, floods and storms worse. But rather than change course, companies engaged in a decades-long campaign to deceive the public about the reality of climate change and their products’ contribution to the problem — in order to keep the world hooked on fossil fuels.

Instead of everyday Californians bearing sole responsibility for these costs, the multi-million dollar corporations who helped cause this destruction should pay.

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