As an Apple retirement plan participant, I urge Apple to create a climate safe retirement plan for its current, former, and future employees.

I’m proud to be part of a company that considers the impact its products and business practices have on customers and the planet as a whole. But while Apple has been carbon-neutral since 2020 and has a plan for all products to be carbon-neutral by 2030, Apple’s retirement plan is not yet climate safe.

In Apple’s default option, 45% of plan participants’ assets are invested in the BlackRock Global LifePath Index series. Through that fund, current and former Apple employees participating in this plan are investing hundreds of millions of dollars in fossil fuels and deforestation-risk agribusiness, and 0% of the plan’s assets are invested in sustainable options.

Additionally, investing in companies with known climate risk jeopardizes my financial future. Apple has a legal fiduciary duty to look out for my investments’ stability and growth.

I am asking Apple to work with BlackRock and all fund managers for the plan to make the Apple 401(k) Plan climate safe by ensuring:

1. No funds with investments in companies expanding or financing the expansion of fossil fuel production.

2. Any funds with companies that are major emitters (currently extracting or financing fossil fuels, or driving deforestation) are reducing emissions at a rate in line with the latest climate science.

3. All funds have a commitment to demand science-based climate transition plans from the companies the fund owns and to vote out boards of directors who fail to take appropriate climate action.

Thank you for looking out for the future of your employees and the planet.